2010s - SOA - Society of Actuaries
- 2013 - SOA - A Qualitative History of Previous Challenging Environments for the Life Insurance Industry, By Evan Borisenko, Society of Actuaries - 4p
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2013 - SOA - Life Insurance Regulatory Structures and Strategy: EU Compared with US - 92p
- 2014 - SOA - Modeling of Policyholder Behavior for Life Insurance and Annuity Products: A Survey and Literature Review, Society of Actuaries - 92p
- 2015 - SOA - Life Insurance Regulatory Structures and Strategy: EU Compared with US, Society of Actuaries - 92p
- 2015 - SOA - Transition to a High Interest Rate Environment Preparing for Uncertainty, Society of Actuaries - 105p
- 2015 - SOA - Update on Regulatory Development, By Francis de Regnaucourt, Society of Actuaries - 4p
- 2016 - SOA - Middle-Market Life Insurance Findings From Industry Thought Leaders, Society of Actuaries - 17p
- 2018 - SOA - Actuarial Review of Insurer Insolvencies and Future Preventions – Phase 1, Society of Actuaries - 74p
- 2019 - SOA - Big Data and the Future Actuary How access to non-traditional data is unleashing innovation opportunities for the actuarial profession and insurance industry, Society of Actuaries - 27p
- 2019 - SOA - Insurance Regulatory Issues in the United States, Society of Actuaries - 37p
- 11- States do not typically regulate ratemaking in life insurance since competition leads to the proper adjustment of premiums.
- 11 - Premiums for life insurance and annuity products generally are not subject to regulatory approval, although regulators may seek to ensure that policy benefits are commensurate with the premiums charged.
- 12 - The Actuarial Standards Board recently issued Actuarial Standard of Practice (ASOP) No. 54, which provides guidance for the pricing of life insurance and annuity products.
- 12 - The American Academy of Actuaries (AAA) issued a long-term care credibility monograph that serves as a guide for the use of credibility in long-term care pricing.
- 22 - Even when companies are comfortable with their advanced models, there is a reputational concern about life insurance rates being determined by an advanced statistical model.
- 32 - A Public Policy Practice Note. 2017. Model Governance: Some Consideration for
Practicing Life Actuaries.
https://www.actuary.org/files/publications/Model_Governance_PN_042017.pdf - 33 - Deloitte. Predictive Modeling for Life Insurance. Ways Life Insurers Can Participate in the
Business Analytics Revolution.
https://www.soa.org/globalassets/assets/files/research/projects/research-pred-mod-lifebatty.pdf - 33 - New York Department of Financial Services. 2019. Use of External Consumer Data and
Information Sources in Underwriting for Life Insurance.
https://dfs.ny.gov/industry_guidance/circular_letters/cl2019_01