Lapse Lapse Rate    Lapse Risk Lapse-Supported Lapse vs Surrender Lapse – Walker v LSW Defective – Lapse Prone – Walker v LSW Mass Lapse Problem – Lapse     1978 0807, 0814 and 0815 – GOV (House) – Life Insurance Marketing and Cost Disclosure, John Moss (D-CA)  —  [BonkNote] John Bragg: I can tell you how we handled…

Read More

Dividends Fifth Dividend Manipulation, Lapsation, Dividend Practices and Annuity Disclosure Task Force – (A) – NAIC Three Factor Dividend Formula 1984 – SOA – High Drama on the Dividend Front, by Ardian Gill, The Actuary, Society of Actuaries – 4p Origin of the Word “Dividend” Mr. Winter points out that policyholder dividends are often confused…

Read More

JIR / NAIC – Journal of Insurance Regulation JIR / NAIC – Journal of Insurance Regulation NAIC Library or more current 2008 – JIR / NAIC – OFC: Is It Really Just Overkill?, by Robert W. Cooper, Ph.D. –  [link] 2009 – JIR / NAIC – Preservation of state-based insurance regulation: an ongoing challenge in the U.S. and…

Read More