Abusive

  • Agency Problems: Policy Replacements
  • A. What information is available on the extent of policy replacement abuses?
    • What steps have individual companies taken to control replacements of existing policies?
    • What procedures have companies adopted to meet the several state regulations regarding replacements?

1961 - SOA - Agency Problems: Policy Replacements, Society of Actuaries - 11p

  • Unreasonable Advantage of Consumers vs Reasonable Advantage of Consumers
  • 2012 0124 - GOV (House) - How Will the CFPB Function Under Richard Cordray, Patrick McHenry (R-NC)
    • [PDF-107pVIDEO-CSPAN 
    • 1:59 - Trey Gowdy (R-SC):  Senator Warren never answered the question.  Dodd-Frank - Unreasonable Advantage of Consumers - Duties of Consumers in regard to Educating themselves
    • 2:00 - Richard Cordray, CFPB, Educate yourself, High School, People have to be Responsible for their decisions, what we can do it make clear / transparent, if they make a bad deal... they'll have to live with it... nobody is going to make a magic wand.
    • Trey Gowdy (R-SC): note that he has answered the question.
  • 2019 0619 - AP - “Abusive” Acts and Practices: Towards a Definition?, by Adam J. Levitin - Written Submission Prepared for CFPB Symposium on “Abusive” - 54p