1996 – Report of The Multi-state Life Insurance Task Force and Multi-state Market Conduct Examination of The Prudential Insurance Company of America (p13-14) – Prudential’s efforts to ensure that its agents understood and explained to consumers the effect of the change in dividend practices were largely unsuccessful and may have resulted in many cases, in…

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1973 01 – SEC – Variable Life Insurance and the Petition for the Issuance and Amendment of Exemptive Rules, Securities and Exchange Commission – 205p (p78) – Curiously, although the NAIC claimed that the disclosure requirements of the federal securities laws would interfere with their regulation, Commissioner Barger testified that the type of disclosure presently…

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Legal Cases – Documents 2019 – LC – Openiano v. Hartford Life and Annuity Insurance Company – 18-cv-0943 – D35 – Order Defendants’ Motion for Judgement on the Pleadings, District Court, Southern District of California – 11p

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Government – Communications 2008 1007 – Letter – Congress (Henry Waxman, D-CA) to DOTT (Hank Paulson) – re: AIG – 2p  AIG American General, held a week-long conference at an exclusive resort in California AIG continues to pay one million dollars a month to… Joseph Cassano [AIGFP] Secretary Paulson, this situation is unfair to taxpayers.…

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NAIFA – Documents 1994 – Letter – NALU to NAIC (LDWG) – NALU [Currently NAIFA] National Association of Life Underwriters to the NAIC Life Disclosure Working Group – 1994-1, NAIC Proc. GMP – Guaranteed Maturity Premium 1994 NALU Cover Page GMP ATTACHMENT FOUR-C Statement of the National Association of Life Underwriters (NALU) to the NAIC…

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NCOIL – Documents 1993-3, NAIC Proceedings – 1992 0724 – Letter – NCOIL to State Governors – Re: Full Disclosure/No Misleading Advertising in the Sale of Life Insurance, Attachment Six-A2 – [link-pic]  2000 – NCOIL – Reforming Insurance Regulation: Making the Marketplace More Competitive for Consumers – <WishList> 2003 1105 – GOV (House) – Reforming…

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Market Conduct Regulation – Documents 2016 – NCOIL – Market Conduct Surveillance Model Law – 17p Adopted by the NCOIL Executive Committee on November 11, 2006. Readopted by the NCOIL Executive Committee on November 20, 2011 and November 20, 2016. Market Conduct Uniform Examination Outline cga.ct.gov/2004/rpt/2004-R-0172.htm 2004 0211 – OLR Market Research – Insurance Market…

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SOA – Society of Actuaries – Documents SOA – 1940s SOA – 1950s SOA – 1960s SOA – 1970s SOA – 1980s SOA – 1990s SOA – 2000s SOA – 2010s SOA – 2020s 1977-1, NAIC Proceedings – Initial Expense Allowance ATTACHMENT D – Linkage of Nonforfeiture Values With Valuation Reserves – Prepared By The…

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Prudential Insurance Company – Documents 1896 – AP – Race Traits and Tendencies of the American Negro, by Frederick L. Hoffman, a statistician at the Prudential Life Insurance Company, American Economic Association – 368p 2023 – Prudential – Supplementing Retirement Income with Cash Value Life Insurance  –  Cash Value: Life Insurance in Retirement Planning -…

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2008 Financial Crisis – Documents 2009 0402 – Letter – NCOIL to Senators Dodd, Frank, Shelby, Bachus – 2p State insurance regulation was not a factor in the economic downturn and should not be swept into any proposed financial services overhaul. 2008 1006 – Letter – NAIC to GOV – Praeger to Waxman, Davis -…

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