Policies – [BonkNote]

Level Premium Whole Life Policy Without Cash Value Referring to Mr. Hutchison’s comment about the self-induced cash value fetish I wonder if he is really referring to the self-induced guaranteed cash value fetish. Many years ago life companies in the U.K. offered a level premium whole life policy without cash value, as Mr. Gustafson has…

ART – Annual Renewable Term 2003 – SOA – Mortality Anti-selection — Different Versions of Dukes/MacDonald, by Douglas C. Doll, Society of Actuaries – 3p

Investment Oriented Life Insurance Products joinwai.com/seminar.html SEMINAR PRESENTATION SUPPORT FROM DAVID MACCHIA ONE OF THE INDUSTRY’S TOP PUBLIC SPEAKERS- AND LEADING EXPERT IN RETIREMENT INCOME- WILL HELP YOU MAXIMIZE THE SUCCESS OF YOUR EDUCATIONAL EVENTS Paine Webber – The Alternative Plan: How to Create Tax-advantaged Retirement Income. The Paine Webber – David Macchia Retirement Income…

Death Insurance Something as common as as Life Insurance is really Death Insurance. – William Lutz 1982 0415 – Pittsburgh Post-Gazette – Speaking Without Communicating, Page 52

Equity-Indexed 1981 – SOA – Indexed Coverages for Individual Contracts, Society of Actuaries – 26p

Leased Life Insurance 1965 – SOA – Digest of Discussion of Subjects of Special Interest – Individual Life Insurance – Leased Life Insurance, Society of Actuaries – 42p

Nonlevel Premium and Benefit Policies The valuation actuary concept is a form of dynamic valuation. It’s becoming increasingly clear that the traditional formula-driven valuation standards cannot deal with the many variations and products, and the pace and development of new products. This has become more obvious to me over the last year as I’ve chaired…

Participating Policies

Non-Participating Policies Premium Considerations The non-guaranteed premium concept can be utilized for all forms of nonparticipating insurance, including both term and permanent policies. In setting insurance premiums, the actuary can use pricing assumptions that are as realistic as possible. The actuary is not locked into “50 years” of insufficient premiums if his or her estimates…

Excess-Interest Whole Life 1984 0616 – NYT – Your Money: Insurers Offer Hybrid Policy, By Leonard Sloane – [link] Excess-Interest Whole Life, Vanishing Premium, ACLI – Daniel Case ”It seems to be growing now,” said Daniel F. Case, an actuary for the American Council of Life Insurance, the trade association for the nation’s life insurers, about this…