(p4) - Plaintiff said he did not understand the enhanced RPU as reducing the face value of the policy, as the word “enhanced” suggested the face value had been increased;
(p3) - On April 30, 2013, Conseco mailed a letter to plaintiff, informing him that, pursuant to the enhanced RPU he had elected, he no longer owed premiums, but the face value of his mother’s life insurance policy had been reduced from $50,000 to $2,236.