Donna Claire

  • Year-? - Chair, Life Financial Soundness/Risk, Management Committee ... SVL2/PBA
  • 1988 - SOA - Junk Assets, by Donna Claire, The Actuary - Society of Actuaries - 3p
    • Donna R. Claire is an Actuary at the Equitable life Assurance Society.
    • She is the Secretary of the Individual life Insurance and Annuity Product Development Section, the chairperson of the Part 10 Committee and has been a speaker at past Valuation Actuary Symposia.
  • 2018 - Book - Statutory Valuation of Individual Life and Annuity Contracts | 5th Edition, by Donna Claire, Lombardi and Summers
  • 2023 - AAA - Life Perspectives, Winter/Spring 2023 - [link]
    • Donna Claire - Chair - Life Experience Committee
  • In essence, the model regulation assumes that at issue, all universal life policies are permanent plans.
    • [Bonk: model regulation = Universal Life Model Regulation]
  • The r-ratio is meant to measure the extent to which the policy is "on track" as a permanent plan.

2018 - Book - Statutory Valuation of Individual Life and Annuity Contracts | 5th Edition, by Donna Claire, Lombardi and Summers

  • Universal Life Is Permanent lnsurance
    • Mr. Affleck states that using the term "permanent" is "deceptive" with regard to universal life insurance.
      • [Bonk: Mr. Affleck = Plaintiff Expert Witness
  • Universal life is considered "permanent insurance" in the industry.
    • For example, a governmental website for seniors, maintained by the Social Security Administration, has the following definition...
      • ..."Permanent Insurance -- including whole, ordinary, universal, adjustable and variable life -- is protection that can be kept in force for as long as you live."8

2003 - LC - Fay v Aetna - Rebuttal of Mr. Affleck's Report, by Donna R. Claire