Federal Register

1970s

1978 0718 - Extension of Remarks
- Swapping Life Insurance Policies - Hon. John J. LaFalce of New York (House) - (p21545)
- [From Money, July 1978) - How to Save $7,000 on Your Life Insurance
  - The next step: finding an insurance company whose policies are attractively priced. The three volumes mentioned above - "Best's Flitcraft Compend," "Interest-Adjusted Index" and New York State's "Consumers Shopping Guide for Life Insurance" - are good sources.
  - The Federal Trade Commission has a study on cost disclosure under way.
  - Before long it may get easier to obtain the information you need to compare policies.
  - "Do consumers realize that the average yield on their savings is zero, or even negative, if the policy is surrendered within the first 10 years?" FTC chairman Michael Pertschuk asked at a recent symposium on consumers and life insurance in Washington. "Are they aware that even after 20 years, the average yield is only about 2 1/2 percent to 3 1/2 percent?
  - Making it easier for them to compare costs could mean a new lease on life for whole life.

1972 0724 - Federal Register - (p25109-25110) - 2p

Mr. Hungate (House - MO). Mr. Speaker, the State of Pennsylvania is taking what may be a leader's role in analyzing State insurance problems.

The following article should be of interest to all who purchase life insurance:

A national shopper's guide for life insurance shows that some major companies charge more than twice as much as others for similar policies, and that some of the best known firms charge the most for coverage.

1980s

1983 1130 - SEC / Federal Register - Request for Comments on Issues Arising Under the Investment Company Act of 1940 Relating to Flexible Premium Variable Life Insurance - 30p
- Petitioner: American Council of Life Insurance (ACLI)
- 17 CFR Part 270 - [Release No. IC-13632; S7-1004]
- AGENCY: SEC - Securities and Exchange Commission.
- Action : Request for written comments.
1985 0717 - SEC / Federal Register - Vol. 50, No. 137
- p28930-28931 - SEC - Investment companies: Separate accounts funding flexible premium variable life insurance contracts - 2p

1987 - SEC / Federal Register - Separate Accounts Funding Flexible Premium Variable Life Insurance Contracts - Volume 52, Issues 62-67 - 30p
- Guideline Premium - (p11201)
- Petitioner: American Council of Life Insurance (ACLI)
1989 0411 - Federal Register - 284p
- Based on the owner's selection of any two of three components of a Contract face amount, premium and plan of insurance-Minnesota Mutual will then calculate the third.
  - In addition, the Contracts may be adapted to the owner's changing needs and objectives subsequent to issue.
  - The owner may change or "adjust" the face amount and premium level, and thus the plan of insurance, subject to certain limitations, so long as the Contract remains in force." (p14406)

1990s

1994 0301 - CFTC / Federal Register - Risk Assessment for Holding Company Systems - [link]
1995 1129 - The Prudential Insurance Company of
America, et al., AGENCY: Securities and Exchange
Commission - 3p

2000s

2010s

2011 1017 - DOT / Treasury / Federal Register - federalregister.gov////public-input-on-the-report-to-congress-on-how-to-modernize-and-improve-the-system-of-insurance
- A Notice by the Treasury Department on 10/17/2011
2013 0405 - Federal Reserve System / Federal Register - Definitions of ‘‘Predominantly Engaged In Financial Activities’’ and ‘‘Significant’’ Nonbank Financial Company and Bank Holding Company - 27p
- 12 CFR Part 242, [Regulation PP; Docket No. R–1405], RIN 7100–AD64
- ACTION: Final rule.

2020s

2020 0402 - IRS / Federal Register - Computation and Reporting of Reserves for Life Insurance Companies - [link]
2020 0416 - IRS / Federal Register - Computation and Reporting of Reserves for Life Insurance Companies; Correction by the Internal Revenue Service on 04/16/2020. - [link]
2020 1013 - IRS / Federal Register - Computation and Reporting of Reserves for Life Insurance Companies - [link]
2020 1112 - IRS etc / Federal Register - Transparency in Coverage - A Rule by the Internal Revenue Service, the Employee Benefits Security Administration, and the Health and Human Services Department on 11/12/2020 - [LINK]
- 72158 - Federal Register / Vol. 85, No. 219 / Thursday, November 12, 2020 / Rules and Regulations
- Another study demonstrated the public display of life insurance prices for comparison led to a 5 percent decrease in the consumer price.²⁹
  - ²⁹Brown, J., and Goolsbee, A. ‘‘Does the internet Make Markets More Competitive? Evidence from the Life Insurance Industry.’’ Journal of Political Economy, vol. 110, June 2002, pp. 481–507
2021 0524 - IRS / Federal Register - Proposed Extension of Information Collection Request Submitted for Public Comment; Comment Request on Burden Related to Information Reporting for Certain Life Insurance Contract Transactions - [link]
2021 0226 - SEC / Federal Register - Commission Statement on Insurance Product Fund Substitution Applications - [link]

Separate Accounts Funding Flexible Premium Variable Life Insurance Contracts