Financed Premiums
- Financed Insurance
- A. What lapse experience has developed on business financed at or near issue through either policy or bank loans?
- B. Is the amount of such financed business increasing or decreasing and, if so, why? What measures have been taken to limit the amount of such business and what are their merits and demerits?
- C. To what extent is the exercise of the Fifth Dividend Option in practice being confined to policyholders interested in minimum deposit policies, and why?
1961 - SOA - Individual Life Insurance: Financed Insurance, Society of Actuaries - 5p
- Legal Cases
- E. What are the advantages and disadvantages of the "Bank Loan Plan" under which a policyholder purchases a limited payment life policy and borrows part of the premiums at a bank, thus obtaining an interest deduction for Federal Income Tax purposes?
1953 - SOA - General - Society of Actuaries - 11p