Government Hearings - 2012

The Tri-party Repo Market: Remaining Challenges : Hearing Before the Subcommittee on Securities, Insurance, and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, Second Session ... August 2, 2012
United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Securities, Insurance, and Investment

  • 2012 0123 - GOV (House) - How Will The CFPB Function Under Richard Cordray, CSPAN - Outlook for the Consumer Financial Protection Bureau
    • [PDF-107p, VIDEO-CSPAN]
    • Abusive Practices
    • 1:05:00 - Carolyn Maloney (D-NY) - Why do you think opponents fear the Bureau’s ability to prohibit unfair, deceptive, and abusive practices? Why are people trying to stop the agency from going forward to protect people? Do you have any idea why this is happening?
      • Mr. CORDRAY. Well, Congresswoman, I take people at their word and I assume that the concern is with potential overregulation and uncertainty affecting the markets. I think my experience is that people on both sides of the aisle are trying to do what they think is right, and I take that at face value
    • 1:14:00 - Trey Gowdy (R-SC) - Illegal. Unlawful 
    • House - Committee on Oversight and Government Reform - Subcommittee on Tarp, Financial Services and Bailouts of Public and Private Programs
  • - GOV (House) - The Impact of the Dodd-Frank Act: What it Means to be a Systemically Important Financial Institution, (CSPAN) - Designation of Systemically Significant Financial Institutions, Government Panel
    • [PDF-121p,  VIDEO-CSPAN]
    • House - Committee on Financial Services - Subcommittee on Financial Institutions and Consumer Credit
  • 2012 0516 - GOV (House) - The Impact of the Dodd-Frank Act: What it Means to be a Systemically Important Financial Institution, (CSPAN) Designation of Systemically Significant Financial Institutions, Economists Panel 
    • [PDF-121p,  VIDEO-CSPAN]
    • House - Committee on Financial Services - Subcommittee on Financial Institutions and Consumer Credit
  • 2012 0517 - GOV (House) - U.S. Insurance Sector: International Competitiveness and Jobs
    • [PDF-250p, VIDEO-?
    • Testimony of Federal Insurance Office (FIO) Director Michael McRaith - [link]
    • House - Committee on Financial Services - Subcommittee on Insurance, Housing and Community Opportunity
  • 2012 0725 - GOV (House) - The Annual Report of The Financial Stability Oversight Council
  • 2012 1129 - GOV (House) - Examining the Impact of the Proposed Rules To Implement Basel III Capital Standards, Shelley Moore Capito (R-WV)
    • [PDF - 439p, VIDEO-?] - <Bonk: mp3, mp4] - R
    • NAIC - Kevin M. McCarty, Commissioner, Florida Office of Insurance Regulation and President of the National Association of Insurance Commissioners - 8p
      • The very nature of insurance significantly reduces the potential of a run-on-the-bank scenario for property/casualty, health and most life insurance products.
        • For those limited products sold by insurers that could be subject to some level of run risk, mitigating factors exist such as policy loan limitations, surrender/withdrawal penalties, and additional taxes.
    • Anat R. Admati, George G.C. Parker Professor of Finance and Economics, Graduate School of Business, Stanford University - 38p
    • Marc Jarsulic, Chief Economist, Better Markets, Inc. - 16p
    • George French, Deputy Director of Policy, Division of Risk Management Supervision, Federal Deposit Insurance Corporation - 9p
    • House - Committee on Financial Services - Joint Hearing - Subcommittee on Financial Institutions and Consumer Credit - Subcommittee on Insurance, Housing and Community Opportunity