Illustrations as Roadmaps
"This was an optional idea that we called "Illustrations As Road Maps."
The concept is that instead of letting the actual performance of a Universal Life policy diverge over time further and further from what was originally illustrated, you could send policyholders a notice each year on the anniversary, if the results are below what was illustrated.
A letter would state the need to pay an additional amount to get back to what was illustrated, because interest rates are lower. This would have two advantages.
First, it would keep people on track with their illustrations."
Second, it would help people understand the workings of their universal life policy."
-- John Keller
1991 - Illustrations - Society of Actuaries
NAIC Illustration Working Group - last couple of years. Assurity White Paper "Off Track"
Performance, results, projections, How is the policy doing?, coverage period, duration