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      Regulatory Risk and North American Insurance Organizations ...

      www.soa.org › 2015-reg-risk-company-perspective
      www.soa.org › 2015-reg-risk-company-perspective
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      of product portfolios, 16 companies had at least some Life (life insurance, specialty ... Suitability. Restrictions on. Product. Offerings (RES). Increased regulatory ...

      Current Individual Life Insurance Topics - soa

      www.soa.org › assets › library › proceedings › january
      www.soa.org › assets › library › proceedings › january
      1. Cached
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      dealing with suitability. (c). Requirement that insurance be for the whole of life. This, for ex- ample, excludes endowments, an exclusion that makes sense if VLI is.

      Implications of the Perceptions of Post Retirement Risk ... - soa

      www.soa.org › Files › research-implication-perceptions
      www.soa.org › Files › research-implication-perceptions
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      The Committee on Life Insurance Research of the Society of Actuaries ... assets or per hour; suitability vs. fiduciary standards; and designations are major ...

      Portfolio Segmentation For Life Insurance Companies - soa

      www.soa.org › Library › proceedings › january
      www.soa.org › Library › proceedings › january
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      going out of life insurance companies as coming in, and with ... FOR LIFE INSURANCE COMPANIES. 1357 the process ... to broader criteria related to suitability.

      Implications of the Perceptions of Post Retirement Risk ... - soa

      www.soa.org › files › research-implication-perceptions
      www.soa.org › files › research-implication-perceptions
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      The Committee on Life Insurance Research of the Society of Actuaries ... assets or per hour; suitability vs. fiduciary standards; and designations are major ...

      Portfolio Segmentation For Life Insurance Companies - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
      1. Cached
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      with large or unusual loans designated by reference to broader criteria related to suitability and sharing. All segments should be subject to the same discipline,.

      How Well Has State Regulation of Life Insurance Served the ... - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      about life insurance specifically, that there are some real exposures with viatical ... Dr. Cluff: Suitability is a concern of the insurance regulators as well. I have not ...

      Life Settlements—Is There a Cause for Concern? - soa

      www.soa.org › library › august › pdn-2005-iss62-leboeuf
      www.soa.org › library › august › pdn-2005-iss62-leboeuf
      Aug 18, 2005 - ... suitability issue for policyholders who are considering settling their contracts. Another area not addressed is investor-originated life insurance ...

      NON-TRADITIONAL GUARANTEES ON LIFE AND ... - soa

      www.soa.org › Files › Research › Projects › Non-Tradit...
      www.soa.org › Files › Research › Projects › Non-Tradit...
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      Aug 2, 2004 - disclosure and suitability. Funds. Funds under variable annuities or variable life insurance have become more unusual than the basic stock and ...

      Flexible Premium Variable Life - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
      1. Cached
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      life insurance, because the product must be suitable for the client before it can be sold. This suitability screen is for'the policyholder's protection. The net effect.

      Optimizing Risk Retention - soa

      www.soa.org › research-2016-quantitative-retention
      www.soa.org › research-2016-quantitative-retention
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      Sep 1, 2016 - Reporting Section and the SOA Committee on Life Insurance Research ... suitability of our model results by carrying out a simple stochastic test.

      Term Conversions – A Reinsurer's Perspective - soa

      www.soa.org › Newsletters › june › pro-2012-iss83
      www.soa.org › Newsletters › june › pro-2012-iss83
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      What type of life insurance do you own? ... For insurers selling term life insurance with conver- ... issue of table suitability has been addressed, the chosen.

      Life Insurance and Annuity Products Under Alternative ... - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      Can the life insurance industry survive a consumption tax? ... of Davis & Herman, which specializes in life insurance and annuity issues. ... suitability of sales.

      The Federal Trade Commission (FTC) Report - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      life insurance. This audience was viewed ... this was not the portion of the total life insurance-buying public most ... significant factor in determining the suitability.

      1991-92 Reports - Final Report* of the Task Force for ... - soa

      www.soa.org › library › research › january › TSR917
      www.soa.org › library › research › january › TSR917
      PDF
      Purpose. The Task Force for Research on Life Insurance Sales Illustrations reports ... been structured to emphasize their suitability for Type A usage only. To.
      You've visited this page many times. Last visit: 5/30/20

      Model Validation for Insurance Enterprise Risk and ... - soa

      www.soa.org › Projects › research-2014-model-valid-ins
      www.soa.org › Projects › research-2014-model-valid-ins
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      validator can assess the suitability of the modeling concepts without knowing how ... Some models, especially those for life insurance companies, deal with ...
      by M Stricker - ‎2014 - ‎Cited by 2 - ‎Related articles

      Securities and Exchange Commission/Mutual Fund Side ... - soa

      www.soa.org › assets › library › proceedings › january
      www.soa.org › assets › library › proceedings › january
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      Fidelity's own life insurance company since 1991. He seems to ... suitability that you have any time you sell an insurance product, whether it be fixed or variable.

      Variable Universal Life Insurance - soa

      www.soa.org › march › act-1983-vol17-iss03-odell
      www.soa.org › march › act-1983-vol17-iss03-odell
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      Mar 3, 1983 - mium life insurance product whose cash ... governing sale of variable life insurance products;most of ... gone-the “standards of suitability” pro-.

      Fixed Annuities Complement Investment Planning - soa

      www.soa.org › assets › february › pro-2011-iss79-obrien
      www.soa.org › assets › february › pro-2011-iss79-obrien
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      Genworth Life Insurance Company, in their 2010. Cost of Care Survey, indicated that nearly ... To ensure suitability,. NAFA encourages investment advisors to ...

      THE MERGER OF MUTUAL LIFE INSURANCE ... - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      mutual life insurance companies, with emphasis on the unique problems ... plus funds, and the related concept of suitability of termination div- idends. Each of ...

      THE INTEREST RATE ASSUMPTION AND THE ... - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
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      present asset distribution are similar to those of the life insurance industry of the United ... showing the suitability of equities for the protection afforded by im-.
      by IT Vanderhoof - ‎1972 - ‎Related articles

      New Valuation Mortality Tables for Individual Life Insurance

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      sex-distinct mortality tables for the valuation of Ordinary life insurance. ... to demonstrate the suitability of the loaded table for use by a relatively small company.

      Program To Conserve Traditional Life Insurance Policies - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      LIFE INSURANCE. POLICIES. Moderator: ... life insurance amount on inforce ... of agents. The suitability and quality of each sale is recognized as a major factor.

      The Role of Banks in Insurance Markets - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      that was asked was, where did you buy your last life insurance product? This is ... carriers from the compliance and suitability point of view. I think there will be.

      Equity-Based Insurance Guarantees - soa

      www.soa.org › pd-2017-ebig-session-market-trends
      www.soa.org › pd-2017-ebig-session-market-trends
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      Nov 6, 2017 - Suitability requirements – modern fiduciary-lite regulation that requires the seller to ... Simplified/Accelerated Underwriting for Life Insurance.

      Innovation in Savings Product Design - soa

      www.soa.org › assets › library › proceedings › january
      www.soa.org › assets › library › proceedings › january
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      Perhaps that is why we, in the life insurance industry, favor variations on successful ... Compliance and suitability will be a major item with banks. They're very ...

      Group Life: Strategies for Survival - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      One company that has done this in the life insurance market is Forethought Life. It is an extremely ... Suitability comes into place with group VUL because the ...

      Annuity-Based Solutions: Securing the "Golden Years ... - soa

      www.soa.org › events › annuity-based-solutions › 2018...
      www.soa.org › events › annuity-based-solutions › 2018...
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      May 9, 2018 - Interest” rather than a “Suitability” standard. Becoming a ... Annuity products are issued by Massachusetts Mutual Life Insurance Company.

      The Economic Need for LTC Insurance, the History of - soa

      www.soa.org › resources › mono-2014-ltc-manage-narva
      www.soa.org › resources › mono-2014-ltc-manage-narva
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      Suitability requirements to ensure customer understanding of product details to ... Pure term life insurance policies do not provide the policyholder with any ...
      by FSA Larry Rubin - ‎2014 - ‎Related articles

      Market Landscape - soa

      www.soa.org › 2018-ebig-presentation-marketing-trends
      www.soa.org › 2018-ebig-presentation-marketing-trends
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      Nov 5, 2018 - Revising Suitability Model Regulation (new draft October 25). ▫ Rejected NY's requests to include sales of Life Insurance in the regulation.

      Insurance for the Wealthy: Private Placement - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      Summary: There is a lot of talk about private placement life insurance, sold both offshore and ... of life insurance. ... Brokers have suitability requirements.

      Growing Challenge of Obesity in the Insurance Industry - soa

      www.soa.org › arch › arch-2008-iss2-thiagarajah
      www.soa.org › arch › arch-2008-iss2-thiagarajah
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      suitability of the product for its intended use. They will be ... Underwriters of life insurance categorize the applicants under the grouping of males and females.

      Keynote Speech 1 Bank Negara Malaysia Presentation - soa

      www.soa.org › 2017-asia-pacific-sym-keynote-01
      www.soa.org › 2017-asia-pacific-sym-keynote-01
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      Jul 12, 2017 - Malaysia's Life Insurance/Family Takaful Penetration Rate ... Provide suitability assessment tools to perform self-assessments (i.e. needs ...

      The Actuary VOL. 17, No. 10; VALUE OF POLICY ... - soa

      www.soa.org › december › act-1983-vol17-iss10-dyer
      www.soa.org › december › act-1983-vol17-iss10-dyer
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      Contrast With Life Insurance. I do not see a direct ... 1843 to 1847 seven notable life insurance companies (were ... suitability for the country's needs. E.J.M..

      Mortality and Lapse Rates - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      The other project assessed the suitability of models involving random mortality ... tendency to lapse their life insurance policies than the poorer risks. The idea is ...

      The Case for Distributable Earnings - soa

      www.soa.org › files › mono-2019-erm-foote-craighead
      www.soa.org › files › mono-2019-erm-foote-craighead
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      lack of suitability. We then define and describe ... [email protected]. Steven Craighead, ASA, CERA, MAA, is a director and actuary at Pacific Life Insurance.
      by C Foote - ‎2019 - ‎Related articles

      transactions - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      incidence of life insurance company earnings, and (3) potential funda- mental disagreement with the accounting profession as to suitability of financial ...

      The Actuary Vol. 31, No. 1 Research Corner - soa

      www.soa.org › act-1997-vol31-iss01-research-corner
      www.soa.org › act-1997-vol31-iss01-research-corner
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      Life insurance practice area. The SOA Board authorized the. Committee on Life Insurance Research to state an opinion on the suitability of the “Interim Individual ...

      Introduction to “Lifric” - soa

      www.soa.org › december › frn-2004-iss59-cramer
      www.soa.org › december › frn-2004-iss59-cramer
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      and (2) to provide practical guidance to life insurance financial ... back as the Committee on Life Insurance Financial ... judgment as to preference or suitability.

      TRANSACTIONS OF SOCIETY OF ACTUARIES 1951 ... - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
      ... over-all ratios should be periodically reviewed for suitability. ... justed life insurance dividends to reflect taxes payable in various states. However, many factors ...

      Retirement Planning Software and Postretirement Risks - soa

      www.soa.org › files › research-pen-retire-planning-soft
      www.soa.org › files › research-pen-retire-planning-soft
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      issues, and a suitability statement providing that information would also be ... professional programs provide as outputs the amount of life insurance that both ...

      Changes to the Standard Nonforfeiture Law - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      Schreiner held managerial and executive positions at life insurance ... extensive appropriateness or suitability or disclosure requirements—not that there.

      Regarding Your Direct Response Offer - soa

      www.soa.org › january › ndn-2005-iss49-jacques-neyer
      www.soa.org › january › ndn-2005-iss49-jacques-neyer
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      Jan 6, 2005 - follow when buying life insurance (including their use of direct channels). Comments from the focus groups are compared with findings from a ...

      DIGEST OF SMALLER COMPANY FORUM ... - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
      only life insurance companies) could eventually use electronic brains. By the end of ... effectiveness of agent's presentation, suitability of insurance needs, and.

      Reconstruction of the Insurance Industry in Jamaica - soa

      www.soa.org › library › april › isn-2005-iss35-robinson
      www.soa.org › library › april › isn-2005-iss35-robinson
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      Apr 3, 2005 - For life insurance companies, real estate was the main asset ... demise of all the locally-owned life insurance ... ICP 7 Suitability of persons.

      Variable Life - Product and Distribution Issues - soa

      www.soa.org › record-of-the-society-of-actuaries › may
      www.soa.org › record-of-the-society-of-actuaries › may
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      May 29, 2003 - for variable life, measured as a percentage of total life insurance ... year premium, if that's indicative of poor sales or lack of suitability of the ...

      Living at Home Brings Peace of Mind - soa

      www.soa.org › library › september › ltc-2011-iss29-banner
      www.soa.org › library › september › ltc-2011-iss29-banner
      Sep 29, 2011 - of long-term care insurance and life insurance, or it ... of coverage for long-term care and life insurance ... Suitability, suitability, suitability…

      Life/LTC Blends: The Best of Both Worlds - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      the life insurance policy, need not actually pay for the LTC services. We will discuss ... address suitability issues in going to that target market? It seems like this ...

      transactions of society of actuaries 1973 vol. 25 pt. i no ... - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
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      life insurance contracts which differ from others in several crucial respects: 1. It treats ... for the purpose of testing the suitability of the 1958 CSO Table as control.

      Should You Go Global? - soa

      www.soa.org › Files › Edu › edu-2012-c14-1
      www.soa.org › Files › Edu › edu-2012-c14-1
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      Oct 12, 2003 - with suitability, churning, and discrimi- nation ... with the acquisition of a life insurance company in ... International offers life insurance and.

      Benefits for Retired Lives - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
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      Group life insurance after retirement is generally continued with an immediate reduction in ... the suitability of group annuity contracts either as a direct or an aso.

      Investment Section, Issue 74, August 2019, Risks ... - soa

      www.soa.org › newsletters › august › rar-2019-iss-75
      www.soa.org › newsletters › august › rar-2019-iss-75
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      Aug 3, 2019 - actively traded, such as a life insurance or annuity contract with long-term ... of a suitability rule that requires insurance producers (or insurers ...
      by SJ Strommen - ‎2019 - ‎Related articles
      You visited this page on 7/3/20.

      Variable Products - Pricing Issues - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      Product Development. Key words: Variable Annuities, Variable Life Insurance Pricing ... You'll have to review suitability of your customers for purchasing these ...

      Long Term Care Experience Basic Table Development - soa

      www.soa.org › resources › ltc-basic-developement-table
      www.soa.org › resources › ltc-basic-developement-table
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      life insurance policies or potential future product design changes. Also, ... 22 participating LTC carriers, to determine suitability of the data to be used to support ...

      Why Is Long-Term-Care Pricing Different From Any Other ... - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      products providing long-term care through life insurance, as well annuity ... care model regulation requires a suitability disclosure and verification by the agent.

      2020 Retirement Industry Conference Conference ... - soa

      www.soa.org › assets › files › e-business › events › con...
      www.soa.org › assets › files › e-business › events › con...
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      Mar 6, 2019 - wealth management, life insurance, and retirement, creating ... 3.3 Best Interest and Suitability: What's Next From the NAIC and SEC u.

      Session 054L: Interest Rate Impact on Life Insurer's ... - soa

      www.soa.org › events › pd-2018-10-annual-session-054
      www.soa.org › events › pd-2018-10-annual-session-054
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      Oct 15, 2018 - The largest public life insurers include the 13 public life insurance ... suitability of these instruments and strategies for a particular investor is ...

      Appendix A - Select Longevity Risk and Annuity Market ... - soa

      www.soa.org › files › research-long-risk-quant-append
      www.soa.org › files › research-long-risk-quant-append
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      "Credit Implications of the Payout Annuity Market on the Life Insurance. Industry” ... "Exchanging Variable Annuities: An Optional Test for Suitability". Author(s):.

      annuities or mutu - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      While life insurance companies have long been considered responsible for the actions of ... The broker or dealer must also comply with the usual suitability re-.

      Regarding Your Direct Response Offer - soa

      www.soa.org › january › ndn-2005-iss49-jacques-neyer
      www.soa.org › january › ndn-2005-iss49-jacques-neyer
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      Jan 6, 2005 - follow when buying life insurance (including their use of direct channels). Comments from the focus groups are compared with findings from a ...

      transactions of society of actuaries 1973 vol. 25 pt. i no ... - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      life insurance contracts which differ from others in several crucial respects: 1. It treats ... for the purpose of testing the suitability of the 1958 CSO Table as control.

      ANALYSIS OF MORTALITY EXPERIENCE UNDER ... - soa

      www.soa.org › Files › Exp-Study › MGDB_FinalReport
      www.soa.org › Files › Exp-Study › MGDB_FinalReport
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      Insurance & Annuity Assn, Variable Annuity Life Insurance Co. ... The weighted mortality ratios permit drawing broad conclusions as to the suitability of the 1994 ...

      Compliance, Product Filing Efficiencies, Insurance ... - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
      1. Cached
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      Jan 1, 1998 - life insurance companies; as a result, the CEO task force took a look at a number of ... There's currently a suitability working group that has been ...

      General Session 1: Implications of Longer Life Spans ... - soa

      www.soa.org › mono-li08-g1-rappaport
      www.soa.org › mono-li08-g1-rappaport
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      DAVID SANDBERG: I'm Corporate Actuary at Allianz Life Insurance ... We hired six months ago, we decided to institute a Chief Suitability Officer, who reports.

      Determinants of Insurers' Reputational Risk - Society of ...

      www.soa.org › research-determinants-insurers-report
      www.soa.org › research-determinants-insurers-report
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      1 if SIC industry group is 631 (life insurance), 0 otherwise ... to meet a professional obligation to specific clients (including fiduciary and suitability requirements), ...
      by S Kamiya - ‎2010 - ‎Cited by 6 - ‎Related articles

      The Actuary VOL. 17, No 10; SAVINGS BANKS ... - soa

      www.soa.org › december › act-1983-vol17-iss10-angle
      www.soa.org › december › act-1983-vol17-iss10-angle
      1. Cached
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      1843 to 1847 seven notable life insurance companies (were ... of stock life insurance companies became possible. cl ... suitability for the country's needs. E.J.M..

      transactions of society of actuaries 1971 vol. 23 pt. 2d no ... - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
      PDF
      founders of my company had a belief in life insurance and the mutual system that ... used to establish the suitability of the level of participating rates. The.

      transactions - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      disability termination rates of those awarded group life insurance waiver of premium benefits, thereby reflecting both the limited suitability of the experience and ...

      Hot Topics in Fixed Annuities - soa

      www.soa.org › record-of-the-society-of-actuaries › may
      www.soa.org › record-of-the-society-of-actuaries › may
      1. Cached
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      May 23, 2005 - that our competition just got from the Life Insurance Marketing and ... indexed annuities are not taking into consideration suitability and ...

      The Actuary Vol. 24, No. 2 APL Offers Applications For ... - soa

      www.soa.org › february › act-1990-vol24-iss02-cherlin
      www.soa.org › february › act-1990-vol24-iss02-cherlin
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      Suitability for Non-life Actuaries” to the XVI ASTIN Colloquium in. Liege, Belgium ... Anthony T. Spano is an Actuary at American. Council of life Insurance.

      Legal Issues Affecting Nontraditional Products - soa

      www.soa.org › Library › proceedings › january
      www.soa.org › Library › proceedings › january
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      If I said in 1988 that Metropolitan Life Insurance Company would pay a $20-million fine, ... were going to have to pay more attention to compliance and suitability.

      Should You Go Global? - soa

      www.soa.org › assets › files › edu › edu-2012-c14-1
      www.soa.org › assets › files › edu › edu-2012-c14-1
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      Oct 12, 2003 - with suitability, churning, and discrimi- nation ... with the acquisition of a life insurance company in ... International offers life insurance and.

      Can Annuity Purchase Intentions Be Influenced? - soa

      www.soa.org › Files › Projects › research-can-annuity
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      life expectancy, and annuity suitability was provided. Behavioral Bias: ... “Uncertain Lifetime, Life Insurance, and the Theory of the. Consumer.” Review of ...

      The Financial Reporter - soa

      www.soa.org › financial-reporter › december › FRN0612
      www.soa.org › financial-reporter › december › FRN0612
      Dec 15, 2006 - The Newsletter of the Life Insurance Company Financial Reporting Section ... the suitability of various capital market measures as a possible ...

      NAAJ Instructions for Authors - soa

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      www.soa.org › globalassets › assets › files › pubs › naaj...
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      After an initial screen for suitability, the associate editor requests reports ... Standard Individually Underwritten Life Insurance between 1990 and 1991 ...

      Mortgage-Backed Securities - soa

      www.soa.org › record-of-the-society-of-actuaries › june
      www.soa.org › record-of-the-society-of-actuaries › june
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      Jun 14, 2004 - The suitability of MBS for insurance company portfolios has ... senior credit officer in the life insurance group of Moody's Investors Services. His.

      The Actuary Vol. 2, No. 3 The Actuary In Fiction - soa

      www.soa.org › march › act-1968-vol02-iss03-lew
      www.soa.org › march › act-1968-vol02-iss03-lew
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      Suitability for His Future Career." In introducing the subject, ... the engineering of life insurance, pen- sion funds and similar ... Life Insurance Companies such.

      The Financial Reporter - soa

      www.soa.org › financial-reporter › april › frn0204
      www.soa.org › financial-reporter › april › frn0204
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      Apr 3, 2002 - Life Insurance Valuation Mortality ... Published quarterly by the Life Insurance Company Financial ... received on the draft Suitability Model.

      Simplified Issue Survey Report - soa

      www.soa.org › Files › research-2008-si-survey-report
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      2004 by the Society of Actuaries Committee on Life Insurance Mortality and ... “Other” reasons included staffing issues and suitability with markets in which the ...

      Post-Retirement Financial Strategies from the ... - soa

      www.soa.org › projects › research-post-retire-fin-shapiro
      www.soa.org › projects › research-post-retire-fin-shapiro
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      They begin with a model of suitability that uses the Analytic Hierarchy Process ... to investigate how individuals should determine their life insurance and annui-.
      by AF Shapiro - ‎2010 - ‎Cited by 8 - ‎Related articles

      Highlights of the September 2002 NAIC Life and Health ... - soa

      www.soa.org › december › frn-2002-iss51-schlude
      www.soa.org › december › frn-2002-iss51-schlude
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      Dec 31, 2002 - mum standards and suitability. 2. Reinsurance Task Force: The ... Life Insurance (A) Committee: It should be noted that the Life (A) Committee ...

      What's New with Equity-Oriented Life Products? - soa

      www.soa.org › record-of-the-society-of-actuaries › may
      www.soa.org › record-of-the-society-of-actuaries › may
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      May 24, 2005 - regarding product design and suitability. Following ... practice are financial modeling of life insurance and annuity products, specifically in.

      New Actuarial Standards for Insurance Company ... - soa

      www.soa.org › assets › library › proceedings › january
      www.soa.org › assets › library › proceedings › january
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      suitability for the purposes at hand, whether it be purchase accounting, historical accounting, or an S.E.C. ... Life Insurance. Association. Task. Force on Actu-.

      Session 62: Annuity Update - soa

      www.soa.org › events › las › pd-2019-05-las-session-062
      www.soa.org › events › las › pd-2019-05-las-session-062
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      May 21, 2019 - Died. New York reg 187 is effective August 1, 2019 for annuities and February 1, 2020 for life insurance ... best interest. FINRA suitability.

      Session 72: In-force Policyholder Behavior - soa

      www.soa.org › events › las › pd-2019-05-las-session-072
      www.soa.org › events › las › pd-2019-05-las-session-072
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      May 21, 2019 - Change life insurance proposition from death benefits only to living ... Distributor compliance requires that certain suitability standards be ...

      Legal Issues Affecting Nontraditional Products - soa

      www.soa.org › record-of-the-society-of-actuaries › january
      www.soa.org › record-of-the-society-of-actuaries › january
      If I said in 1988 that Metropolitan Life Insurance Company would pay a $20-million fine, ... were going to have to pay more attention to compliance and suitability.

      Long-Term Care (LTC) Insurance Valuation Methods ... - soa

      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      be conservative. For life insurance, conservatism means you should increase the mortality ... It will vary a lot now that we have suitability regulations coming, and ...

      Solvency Standards in Canada - soa

      www.soa.org › proceedings › january › vasp877
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      been no insolvencies of federally registered life insurance companies in. Canada ... order that the suitability of the CLHIA formula as a statutory test may.

      Managing Post-Retirement Risks: Strategies for a ... - soa

      www.soa.org › assets › files › resources › research-report
      www.soa.org › assets › files › resources › research-report
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      19 Changes In Housing And Support Needs: Suitability And Affordability. 23 Change In Marital Or ... term care benefits with annuities or life insurance. They are ...

      Session 3A – Model Governance for Actuarial Models - soa

      www.soa.org › events › soa-asia-pacific
      www.soa.org › events › soa-asia-pacific
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      Jul 12, 2017 - ... Insurance. • Model validation and governance of Life Insurance models ... COMMENT ON THE SUITABILITY OF AN INVESTMENT FOR ANY.

      Bill Cember, FSA, MAAA - soa

      www.soa.org › events › las › pd-2019-05-las-session-043
      www.soa.org › events › las › pd-2019-05-las-session-043
      May 21, 2019 - Died. New York reg 187 is effective August 1, 2019 for annuities and February 1, 2020 for life insurance ... best interest. FINRA suitability.

      Long-Term Care Intercompany Experience Study 2000 ... - soa

      www.soa.org › research-ltc-study-2000-11-agg-report
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      “Participants”) to determine its suitability to support the creation of LTC experience basic tables. The data ... New York Life Insurance Company. Northwestern ...

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      www.soa.org › library › proceedings › january
      www.soa.org › library › proceedings › january
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      Health-care insurance risk is much more complex than traditional life insurance risk. ... whole issue of suitability was very easily defended with every case that he ...

      The Scope of Developing Optimization Models for ... - soa

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      Suitability, Disclosure and. Fiduciary. 5%. 4%. Employment Practices ... from strategic risk. The industry was still found to be in classic life insurance territory in ...

      Session 14 Panel Discussion The Search for Model ... - soa

      www.soa.org › events › las › pd-2018-05-las-session-014
      www.soa.org › events › las › pd-2018-05-las-session-014
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      May 7, 2018 - In addition, AIG companies are leading providers of life insurance and ... ON THE SUITABILITY OF AN INVESTMENT FOR ANY PARTICULAR.

      Commerzbank AG Style guide for PowerPoint ... - soa

      www.soa.org › equity-based-insurance-guarantees
      www.soa.org › equity-based-insurance-guarantees
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      Nov 7, 2017 - Primary Risk Areas in Life Insurance Products. Marketing and customer ... Online Suitability Tests to assess financial goals and risk appetite.

      reserves for lives disabled under group in - soa

      www.soa.org › library › research › january
      www.soa.org › library › research › january
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      tributed by the Aetna Life Insurance Company, the Bankers Life Com- pany, the ... terms of their suitability (adjusted or unadjusted) as a valuation standard.

      Health Section News, June 2002, Issue No. 46 - SCIO Health ...

      www.soa.org › Health-Section-News › June › hsn0206
      www.soa.org › Health-Section-News › June › hsn0206
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      Jun 2, 2002 - sale with annuity and life insurance policies. ... rider to a life insurance policy that advances a ... suitability for CI insurance, and thus direct the ...

      Long-Term Care Intercompany Experience Study 2000 ... - soa

      www.soa.org › research-ltc-study-2000-11-agg-report
      www.soa.org › research-ltc-study-2000-11-agg-report
      1. Cached
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      “Participants”) to determine its suitability to support the creation of LTC experience basic tables. The data ... New York Life Insurance Company. Northwestern ...

      transactions of society of actuaries 1969 vol. 21 pt. 1 no ... - soa

      www.soa.org › assets › library › research › january
      www.soa.org › assets › library › research › january
      1. Cached
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      typical prospect is not in a position to appraise the suitability of mortality ... t See Canadian Life Insurance Facts, 1968 (Toronto: The Canadian Life Insurance.

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