2021 0422 - Coffeezilla / The High Vibration Congregation - Confronting Patrick Bet-David LIVE - PBD - (PHP - People Helping People)

  • 44 - Coffeezilla - most people won't make any money
    • PBD - I would agree with you.
  • 48 - Amway
  • 49 - Predatory Marketing - re: People joining MLMs
    • 50 - [Bonk: Not talking about the same thing]
      • PBD - re: Agents Selling Life Insurance
      • Coffeezilla - re: PHP Selling the Dream of Selling Life Insurance
      • 53 - PBD - I'm a sales guy, not a CEO. Midland.
      • 54 - PBD - You are right, we recruited desperate agents, Advance Premiums, LOA, Chargebacks, Rogue Agents, PWC - Accounting Firm, Audit, Quality of earnings, What kind of person do you think I am? Valuetainment, 
      • Coffeezilla / Amish - We love Valuetainment
      • Amish - That makes it worse.
      • Coffeezilla - I think you don't know or you have so much cognitive dissonance about it.
  • 56 - Amway - Rich Devos -
    • Coffeezilla - I believe that Rich Devos was probably a beautiful man - Cognitive Dissonance - 
    • Amish - I think the moral corruption was done by Rich Devos and now you guys can just .....
      • PBD - That's an unfair statement.
    • Coffeezilla - at some point he had to look past the loser rate of his company and he had every incentive to do so.
    • Coffeezilla - The game with MLM has been played out. PHP Compensation plan, I want to warn the people in my audience, MLM is a bad business model to get involved with, I think it should be shut down, its based on false advertising,  if people were told the truth upfront the ability to recruit - You wouldn't have any recruits.
    • 59 - PBD - Free speech,
      • You are Mixing Insurance vs MLM. Insurance is highly regulated. New York Life - Lawsuit - Does a fantastic job, 
      • All Insurance paying companies paying in levels.
    •  01:01:00 - PBD - I think you have selective hearing
      • When you let anybody and everybody in ...
      • Regulated industry, Rogue agents
      • New York Life - recent lawsuit
    • 01:04:00 - Coffeezilla - It's not roque agents that make it look bad, it's
      • Numbers - cut through 
      • Life Insurance Industry MLM vs other MLMs
      • I'm not looking at rogue agents, I'm looking at agents expectations of success.
    • 01:05:00 - PBD -
      • Licensed agents - active vs  
      • 1:07:00 - This industry is not for you.
    • 01:08:00 - Amish
      • MLM is paying the government to keep this legal
    • 01:09:00 - PBD - If you are trying to get under my skin
    • 01:10:00 -
      • Amish - Insurance is shady for other reasons
      • PBD - Bring on the Devos family, judge individual companies, some people in Amway do the right thing. People who don't do it right don't make it long term.
      • Amish - Amway paid the Government to make it legal, Recruiting, what is the value to society.  
    • 01:12:00 -
      • PBD - Interview with Concrete
        • My request of you is don't generalize too much.
        • I don't talk about PHP on Valuetainment

    • 01:16:00 -
      • Amish - we didn't talk about Amway paying off the government.
        • My real question is if it's such a great business, then why do they have to pay off the government.
      • Coffeezilla -  he's a good storyteller, numbers, smooth talker, he's overlooking the data, cherry picking info to support his world view.
    • 01:19:00
      • Amish - re 50 - [Bonk: Not talking about the same thing]
    • 01:20: -
      • Amish - MLM vs FMO
    • 01:21:00 -
      • Amish -
    • 01:24:00
      • Amish - Devos - had to pay off the government
      • Amish - Do you think PBD doesn't know?
    • 01:26:00 - were we trolls, 
    • 01:27:00 - Amish - WFG Video-? - Sales Guy - paying off government, potions and lotions
    • 01:28:00 - Coffeezilla - PBD is a legendary storyteller, best debate by far, Data is on my side, I'm not a great debater,
      • Amish - Real Estate Brokers - He's got a point
      • Coffeezilla - it's the same numbers - across mlms, 
    • 01:31:00 -
      • Amish - evil... PBD is like the Joker... PHP is like a thinly veiled pyramid scheme
      • Coffeezilla - PHP as a MLM is probably doing more harm than good. 
    • 01:31:00 -
      • Coffeezilla - You were getting under her skin
      • Amish - I don't know if PBD can have a philosophical conversation. 
      • Coffeezilla - I know that deep down PBD is a numbers guy.
    • 01:34:00 -
      • Coffeezilla - Do you think lobbying to Congress is always a scam?
      • Amish - Yes. 
      • Coffeezilla - Types of Lobbying - Walmart, Louis Rossman (Right to Repair)
        • What are MLM's Lobbying for? The Distinction between MLM's vs Pyramid Schemes.
      • Amish - Lobbying has become pretty corrupt.
      • ⇒  Coffeezilla - Big bone with MLM - Recruiting - Easy business
      • Amish - PBD - Joker - Likeable Villain - Amway - 1979 Court Case
        • Coffeezilla - Contributions - Politicians - Presidents - Amway - Rich Devos Funeral (George Bush), 
        • 01:39:00 - Amish - Lobbying is very close to corruption... in my opinion.
    • 01:40:00 - re: John Stossel
    • 01:42:00 - Amish - Insurance Agents - They aren't breaking any laws.
    • 01:43:00 - John Stossel - Wrestler
    • 01:43:00 - Amish - If you are going to do a Scam, Do PBD
    • 01:46:00 - John Stossel - Wrestler - hit

  • 01:46:00-02:30:00 - Elaine - Invested Lifestyle 
  • Amish - Coffeezilla of the Phillipines
  • Elaine - re: PBD - Comparing with Real Estate Agent
    • Real Estate Agents get paid when you sell
    • PHP - You get promoted when you recruit
  • Coffeezilla - people have to lose for you to win
  • Elaine - Life Insurance products is a long term product. Primerica
  • Amish - PHP Sales guys Video - 
  • Elaine - I was recruited to WFG.
  • Amish and Elaine - Dads were in MLMs
  • Amish - half the time they say it's so easy, half the time they say it's a lot of work
  •  WFG
    • Elaine - WFG Presentation, being recruited by friends and family. it's like a Cult. told - Millionaire in six month. Selling me $300 insurance
    • PHP and WFG are the same.
    • Elaine - taxes - Senior Marketing Director - 2k, 22k, Food Stamps 
    • Coffeezilla -  Agent Churn / Turnover rate
  • Saphire MLM
    •  Elaine - teenagers, Pledge to Founder, fake scholarship etc. skincare, Low-income students, Made Video on Saphire, Kyani, Keith Ranieri (NXIVM), Hope and Inspire Movers, Lyoness, promising husbands and wives, Cookie-her-?, Billionaire is going to give kids scholarships
    • Elaine - Video came down, Copyright strike twice, I'm going to sue them, I have liability insurance, fake copyright claims, they pay you
      • Coffeezilla - Don't sue them, be careful, Liability Insurance
    • Elaine - Billionaire is a fake guru. Paul Hata.
      • SEC - NextGen Global Alliance
      • Copyright Strikes, filed Countersuit, Sue them for False Copyright Claims, 
    • 02:11:00 -
      • Elaine - This is not for me, I'm doing this for the anti-MLM community
      • Coffeezilla - They are doing this to many anti-MLM Community content creators - Example, Always Marco
      • Amish - Cruel World Happy Mind (Madison Cornish) . Article about her in The Atlantic. MLM people have a ton of money. Companies pay off the government
    • 02:
      • Elaine - PHP - It's not just the $199.  You have to buy Life Insurance in order to be part of PHP.  Products overpriced. WFG - They told my family told to put their 401k into Life Insurance. PHP same as WFG. 
      • Amish - PHP Agent - Video, 20 years.  Taken down, 
      • 02:14:00 - Elaine - They hate math. He says he likes number
      • Coffeezilla - Primerica. PHP. WFG - Family - 401k into Life insurance, Why?
      • ⇒  Elaine - Their whole 401k. Told her it was going to be her retirement. No. - IUL, fees eat the policy.
      • ⇒  Amish - Really?  I thought the Insurance was legit.  I thought they were selling you a real life insurance policy when I looked into it.
      • Elaine - Whole life is a already a bad investment to begin with. 
      • Coffeezilla - Overpriced.  The normal products are overpriced and then you throw in the MLM structure.
        • Not everybody needs Life Insurance. need to have dependents.  Kind of Like a Lottery Ticket.  If you saved the money you would be better off. 
      • Amish - PHP Agent - Video - Amway is Potions and Lotions, the real money is in Insurance. Amway - Low ticket items. Insurance - 
      • Coffeezilla - Base of people getting screwed.
      • Amish - You get rich, because other people get poor. Albania - Is there a real threat to America. 
      • Elaine - Living in a Dream
      • Amish - PBD - 
      • Coffeezilla - There are a lot of problems. MLMs threat to Democracy? 
      • Elaine - 20% of people have been in MLMs
    • 02:23:00 - Doc Adams
      • Elaine - Lawsuit - Texas Woman - Health - Ovarian Cancer - Vitamin C
    • 02:26:00 - Amish - story always starts with I was grew up poor

  • 02:30: 00 -
    • Comment: Buying Life Insurance when you are young
  • 02:31:00-02:44:00
    • Coffeezilla - Story - Doctor office - Physical
    • etc
  • 02:56:00 - Coffeezilla - London Election - Brian Rose, Rebel Wisdom,