Tom Hegna
- tomhegna.com/
- realwealthmarketing.com/guests/tom-hegna/
- CLU, ChFC
- Heroes of Zero --- [BonkNote]
- 2014-? - PBS - Tom Hegna's Public Television Special: Don't Worry, Retire Happy!
- New York Life
- Financial Research Company of Boston - Study - Lifetime Income - Mortality Credits - Retirement Alpha
- 2018 1214 - Tom Hegna - Here's - What the Research Says about Lifetime Income Annuities - youtube.com/watch?v=tNUwQuYoQRY
- 2025 0314 - BetterWealth - Tom Hegna’s Bulletproof Plan for Retirement Security - [VIDEO-YouTube-47:35]
- 0 - Caleb - Tom Hegna and Ed Slott -
- 3 - LTC
- 4 - Lawsuits - Creditor Protection (Arizona - 100%) - Life Insurance and Annuities
- 4 - 2011 - Book - Paychecks and Playchecks - Retirement Solutions for Life
- Math and Science behind a successful retirement
- White Papers, put them into english
- 6 - Drag Queens in Tunisia
- 15 - Personal Pension, double digit guaranteed returns,
- Alternative Investments, Real Estate, Businesses, Cash Flow, bitcoin - 30k to 1.6 Million,
- [Bonk: Human Life Value]
- 22 - bring value, make money
- 23 - Estate Planning
- Tom - Not my lane
- Life Insurance is the poor mans trust
- 25 - Reverse Mortgages
- Wade Pfau
- Play devils advocate
- Reverse Mortgage Line of Credit, put option on your house, another pair of eyes not involved in the transaction. media - Bad rap
- Davey Ramsey, Ken Fisher - David McKnight - Guru Gap
- 29 - Life Insurance/ Annuities = Bond Alternative
- Robert Ibbotson - Paper, Wall Street Journal, Barclays, BlackRock, Ernst and Young
- Less than 2% of term are paid out
- 31 - Who shouldn't get Life Insurance? Daughter story
- Does Warren Buffet need Life Insurance? Maybe, Maybe not
- 32 - Regulation -
- Companies don't train like they used to
- 33 - Underfunding a Universal Life Insurance
- Selling things they don't understand
- 34 - New York Life Annuity Wholesaler
- Agents don't know that they are misrepresenting the products, Fiduciaries - Fake Fiduciaries - 2 types - Investment vs Income - Bad Actors - [Bad Apples]
- 35 - I train people to do things the right way.
- 35 - Caleb: If you could only pick one product. Life Insurance or Annuities - Tom: Life Insurance - Leverage, Tax-Free Income, Basically turn your Life Insurance into an annuity.
- 37 - Banks own a lot of Life Insurance - Very safe place to keep wealth
- 38 - AI
- 39 - AI - David McKnight -
- 41 - David McKnight and Tom Wall Debate with Caleb, BetterWealth
- UL - Funding -
- National Variable Life Manager for MetLife [Years-?]
- 42 - A.L. Williams
- Google - Ken Fischer - Scandals
- 43 - Fiduciary Rule - DOL - Debate -
- Many people increasingly like the idea of paying taxes now on savings for retirement knowing they will not have to pay taxes on the growth or the distribution of that savings.
- The most common financial vehicles that do that are a Roth IRA, tax-free municipal bonds, and cash value life insurance.
- ⇒ I like to say it this way, if you were a farmer, would you rather pay tax on the seed or the harvest?
- I think almost every farmer would rather pay tax on the seed. It works the same way with money.
2013 - How to Use the Low-Interest Environment to Drive Life Sales, by Tom Hegna, at MDRT Conference - 18p
- 2023 0608 - BetterWealth - How To Supercharge Your Retirement with Annuities & Life Insurance | Tom Hegna and Caleb Guilliam --- [BonkNote] --- VIDEO-YouTube-44:11]
- - Tom Hegna - Tom Hegna’s Retirement Stories: Which Life Insurance Should I Get? -
- - Tom Hegna - Most Important Income Solutions in Retirement: Paychecks & Playchecks -