Combined Insurance Company of America
- W. Clement Stone
- Spencer Koppel
- 1966-1985 - Combined Insurance Company of America - Senior Vice President and Chief Actuarial Officer
- Walter Chapin
- adjustable policy.
- In 1965, when Combined Insurance Company determined that the time was right for it to enter the life insurance market, Walter Chapin was hired as a consultant.
- Walter suggested a product concept from which was designed that first "prototype" adjustable policy.
- It was adjustable in that it permitted the policyholder to, at his option, adjust his face amount.
1979 - SOA - Future Trends and Current Developments in Individual Life Products (rsa79v5n44), Society of Actuaries - 24p