• Tom BAKOS: Well, I guess I'd just like to mention that I think actually UL was developed in 1960-something-or-other.
• FROM THE FLOOR: That was adjustable life.
• Tom BAKOS: I think Cannibal Life was the precursor.

2003 - SOA - Do You Know How Much You're Spending? The Hidden Costs of Product Complexity, Society of Actuaries - 19p