1970 - LR - The Life Insurance Law in North Dakota, by John A. Zuger - 49p
2006 - LR - Contra Proferentem: The Allure of Ambiguous Boilerplate, by Michelle E. Boardman - 25p
2013 - LR - Four Conceptions of Insurance, by Kenneth S. Abraham - 46p
1970 - LR - The Life Insurance Law in North Dakota, by John A. Zuger - 49p
An insurance contract is to be construed according to the sense or meaning of the words that are used in the contract.
The language of a contract shall be used to govern its interpretation if the language is clear, explicit and does not involve an absurdity.151
Words are to be understood in their ordinary and popular sense rather than according to their strict legal meaning unless used by the parties in the technical sense or unless special meaning is given them by usage, in which the latter must be followed.152
If the language used reasonably raises a doubt as to its meaning, the doubt will be resolved against the insurer who wrote the contract but the language should not be strained to impose liability upon an insurer.
If the language is ambiguous and will aas reasonably support an interpretation to impose liability as one which will not, the former interpretation will be adopted. 153