Potential Data Sources Used in Market Analysis - MAPWG - NAIC

  • 2023 0410 - NAIC Proceedings - MAPWG - Virtual Meeting - 9p
    • (p5-7) - Potential Data Sources Used in Market Analysis

NAIC Sources

  • CDS – Complaint Database System
  • RIRS – Regulatory Information Retrieval System
  • FAS – Financial Annual Statement
    • Financial Profile reports
    • State Page
    • MDA
    • FAST
    • RBC
    • IRIS
    • Supplement Exhibits
  • MATS – Market Actions Tracking System
    o Examinations
    o Continuum Actions
  • MARS – Market Analysis Review System
    o Level 1
    o Level 2
  • MAPT – Market Analysis Prioritization Tool (Combines FAS, RIRS, CDS data)
  • MCAS – Market Conduct Annual Statement
    o MCAS-MAPT – combine MCAS, FAS data
    o Filings
  • MAMS – Market Analysis Market Share
  • SERFF – System for Electronic Rates and Forms Filing
    o State Instances | IIPRC
    o Filing Documents
  • PDB – Producer Database
  • NAIC Bulletin Boards
    o Market Analysis
    o Market Regulation
    o Product Filing Boards – Health | Life | P&C
    o Attorneys
    o Actuary Boards – Health | Long-Term Care | CASTF
  • Statistical Reports
    o Accident and Health Policy Experience Report
    o Analysis of Annuity Operations by Line of Business
    o Auto Insurance Database Report
    o Competition Database Report
    o Credit Life Insurance and Credit Accident and Health Insurance Experience Report
    o Director and Officer Insurance Report
    o Dwelling, Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owner's Insurance
    o Long-Term Care Insurance Experience Report
    o Market Share by Line Reports
    o Market Share Reports for Groups and Companies
    o Market Share Reports for the Top 25 Property/Casualty Insurers Over 25 Years
    o Medical Malpractice Insurance Report: A Study of Market Conditions and Potential Solutions to the Recent Crisis
    o Medicare Supplement Loss Ratios Report
    o Profitability by Line by State
    o State Average Expenditures & Premiums for Personal Automobile Insurance
    o Statistical Compilation of Annual Statement Information
    o Supplemental Health Care Exhibit Report

State Data Sources

  • Complaints | Inquiries
  • Regulatory | Enforcement Actions
  • Examination Reports
  • Producer Licensing Data
  • State Mandated Filings
    o Grievance Reports
    o Prompt-Pay Reports
    o ZIP Code Reports
    o Premium Comparison Survey
    o Claims Reports
  • Other State Agencies/Departments/Divisions
    o Securities
    o Banking
    o Labor
    o Attorney General

Non-NAIC Sources

  • U.S. Centers for Medicare & Medicaid Services (CMS)
    o Health Insurance Exchange Public Use Files (Exchange PUFs)
    (https://www.cms.gov/cciio/resources/data-resources/marketplace-puf)
    o Health Insurance State-based Marketplaces Public Use Files (PUF)
    (https://www.cms.gov/cciio/resources/data-resources/sbm-puf)
    o Issuer Level Enrollment Data (https://www.cms.gov/cciio/resources/data-resources/issuerlevel-enrollment-data)
    o Medical Loss Ratio Data and System Resources (https://www.cms.gov/cciio/resources/dataresources/mlr)
  • U.S. Securities & Exchange Commission (SEC)
  • U.S. Department of Labor
  • FIO
  • American Community Survey Data - https://www.census.gov/programs-surveys/acs/data.html
  • Self-insured plan filings - https://www.efast.dol.gov/5500search/
  • CMS consent Orders (https://www.cms.gov/medicare/compliance-and-audits/part-c-and-part-dcompliance-and-audits/partcandpartdenforcementactions-)
  • Trade Press / Research Papers
  • Social Media
    • Twitter
    • Instagram
    • Pinterest
    • Snap Chat
    • Facebook
  • Insurance company materials
    o Websites – producer information
    o Insurance company manuals
  • Rating Agencies
    o AM Best
    o Fitch
    o Moody’s
    o Standard & Poor’s
    o Weise
  • Lawsuits | Class Action Lawsuits
    o LexisNexis
    o Westlaw
  • Financial Industry Regulatory Authority (FINRA)
  • Better Business Bureau (BBB)