September 2023 – Page 3

Net Cost A. “Net cost formulas at present in use for participating insurance should be superseded by a sound net cost formula which would include the investment value of the premium dollar and ignore the averaging of dividends.” In view of the above and similar criticisms, are the traditional average net cost and average net…

2014 0520 – GOV (House) – Legislative Proposals to Reform Domestic Insurance Policy – Randy Neugebauer (R-TX) 2014 0520 – GOV (House) – Legislative Proposals to Reform Domestic Insurance Policy, Randy Neugebauer (R-TX) — [BonkNote] [PDF-128p, VIDEO-YouTube] – <Bonk: mp3, mp4> Hughes, Schwarz, Ross, Sean Duffy – I’m very productive question: would the case of…

Fraud or Clueless Question: … How do you account for the fact that hundreds went to jail in the previous banking scandal in the ’80s and no one has gone to jail here? Sheila Bair: I don’t know. I think it’s a combination of things. I think the line between fraud and just cluelessness or…

ERIC.ed.gov files.eric.ed.gov/fulltext/ED118801.pdf Consumer Education Resource Guide, K-12. A Multi-Disciplinary Approach. Georgia Univ., Athens. Center for Family Finance Education. Jun 72 263p. Department of Home Economics Education, or, Department of Business Education, College of Education, University of Georgia, Athens, Georgia (p5) – We also appreciate the continuous support of the Council for Family Financial Education and…

NERA Economic Consulting nera.com/publications/archive/2008/subprime-securities-litigation-key-players-rising-stakes-and-.html 2007 0703- NERA – Subprime Securities Litigation: Key Players, Rising Stakes, and Emerging Trends, Part III of A NERA Insights Series, By Dr. Faten Sabry, Anmol Sinha, and Sungi Lee – 11p 2009 0219 – NERA – How Did We Get Here? The Story of the Credit Crisis, Part V of A…

Direct Selling DSA – Direct Selling Association DSEF – Direct Selling Education Foundation DSSRC – Direct Selling Self-Regulatory Council MLM – Multi-Level Marketing Anti-MLM-Multi-Level Marketing Pyramid Scheme 1985 – AP – Organizational Deviance in the Direct Selling Industry: A Case Study of the Amway Corporation, by Carol Lynn Juth-Gavasso – 331p (p52) – In addition, many…

WFG – World Financial Group worldfinancialgroup.com/ worldfinancialgroup.com/solutions/life-insurance-101 youtube.com///World-Financial-Group wikipedia.org///World_Financial_Group World Group Securities SEC – 2010 – SEC – File No. 3-14132 – In the Matter of World Group Securities, Inc. – Order Instituting Administrative Proceedings Pursuant To Section 15(B) Of The Securities Exchange Act Of 1934, Making Findings, And Imposing Remedial Sanctions – 6p Aegon…

Fred Andersen 1998- 2014 – Assistant Chief Life Actuary – New York Dept of Financial Services 2014 – Current (as of 2023) – Acting Deputy Commissioner / Chief Life Actuary – Minnesota Department of Commerce Chair – IULSG – NAIC

2023 0224 – LIAC – Life Insurance (A) Committee – NAIC 2023 0224 – LIAC – Life Insurance (A) Committee – NAIC — [BonkNote] — 19p (p8-) 13:00 – Kim O’Brien – acceptance, Free-Look – Transfer of Consideration – Fred Andersen Rachel Hemphill – Quick Fix, Longer-term 03:22 – Fred Andersen, Chair-IULSG-MN What is “Sold”? – …

ACLI – Annuities 2007 – ACLI – ACLI Disclosure Initiative for Fixed, Index and Variable Annuities: Constructive Change on the Horizon, Carl B. Wilkerson – 75p 2007 – ACLI – Annuity Disclosure Templates: guidelines and instructions for life insurers on how to prepare disclosure documents for fixed, index, and variable annuities – 48p GENERAL GUIDELINES FOR…