Chapter 4 – Universal Life (p53) – This Chapter explores the third type of permanent insurance, universal life (UL) insurance, which evolved after numerous modifications to whole life insurance.   (p261) – 11.6 Using illustrations [Bonk – [1]]: Understand, Underwriters – Coverage,  [Bonk – [2]]: Term vs Perm, Perm – Projections, Illustrations = Complex,  [Bonk…

Read More

LLQP – Life License Qualification Program 2014 03 – LLQP – Report on LLQP Curriculum – Survey Results, CISRO-OCRA – 24p 2014 03 – LLQP – Life License Qualification Program – Curriculum, CISRO-OCRA – 58p 2015 05 – LLQP – Life License Qualification Program – Curriculum, CISRO-OCRA – 59p https://www.fsrao.ca/sites/default/files/comments/2020-11/Comment%20Letter%20re%20FA%20and%20FP%20Title%20Regulation.pdf E311 – Life Insurance – 2022…

Read More

Canada – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ# A Affinity Life Always Marco Back to top B British Columbia Back to top C Canada Canada – Index Canada – Insurance – Overview Canada – Lawsuits Canada – YouTube CISRO-OCRA – Canadian Insurance Services Regulatory Organizations Crown Life Back to top F Fair Canada Fehr v Sun Life Assurance Company…

Read More

CISRO-OCRA – Canadian Insurance Services Regulatory Organizations cisro-ocra.com/ LLQP – Life Licence Qualification Program  Working Groups CCIR-CISRO Fair Treatment of Customers Working Group – [link]  Life Insurance Replacement Declaration (LIRD) Working Group – [link] General Insurance Licensing Qualification Review (GILQR) Committee – [link] 2021-2022 – CISRO – Principles of Conduct for Intermediaries Working Group – [link] 2022 -…

Read More

Canada – YouTube Affinity Life youtube.com/@HighVibrationCongregation InsurEye Inc. – youtube.com/@InsurEyeIncToronto 2016 0810 – Universal Life Insurance Quotes and Numerous Insurance Tips – [VIDEO-YouTube-00:55] 2021 0822 – Thomas C Chan Financial Services – What Is Universal Life Insurance? Universal Life Insurance Canada – [VIDEO-YouTube-12:07]

Read More

2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability  2024 0209 – FSRA – [2023-015] – Comments – Consultation for Proposed Guidance on Life Insurance Agent & MGA Licensing Suitability  —  [BonkNote] BonkNote Comment – FSRA’s Life Agent and MGA Suitability Guidance – [2023-015] – 2024…

Read More

Affinity Life Philip Setter affinitylife.ca/ youtube.com/@AffinityLife 2023 0607 – Affinity Life – Insurance MLM’s Under Investigation by FSRA-They’re BUSTED Now! – [VIDEO-YouTube-14:31] [Bonk: Add: Report – 2022 0928 – FSRA – CCIR cooperative MGA-focused thematic review – Consolidated observations report  —  [link]  —  30p 12:00 – it’s the Wild West for the last 20, 30 years Nobody wants to…

Read More

British Columbia 2021 – Insurance Council for British Columbia – Guidelines for Managing General Agents Role and Responsibilities in the Distribution of Life Insurance in British Columbia – DRAFT FOR CONSULTATION – 13p BACKGROUND The Insurance Council of British Columbia (“Insurance Council”) first introduced its guidelines for managing general agents (“MGA”) in 2012 (as per Council…

Read More

2023 10 – FSRA – Report – Market Conduct: Life and Health Insurance Agents – Life Agent Thematic Examinations: Tiered Recruitment Model MGAs – 43p 2023 1003 – FSRA – Strengthening oversight and accountability of the life insurance sector – [link] As part of FSRA’s enhanced sector supervisory approach, today FSRA is releasing two reports: 2023…

Read More

2021 0728 – FSRA – Report – Insurer-MGA Relationship Review Report – 25p 2021 0728 – FSRA – Insurer-MGA Relationship Review Report  —  [BonkNote]  —  [link]  —  25p   Contents Executive summary  …………. 2 Introduction  ………… 5 Detailed observations  ……………….. 6 1. Understanding distribution channels  ……….. 7 2. Screening and Onboarding of MGAs  ……….. 8 3. Insurer-MGA agreements &…

Read More