Cost – Page 3 – [BonkNote]

Cost Benefit 1995 0308 – Regulatory Reform [VIDEO-CSPAN] Senate Governmental Affairs Committee members heard testimony from witnesses concerning regulatory reform issues, including whether cost/benefit analysis and risk assessments should be conducted before new regulations are put into effect.

1970 – Joint Special Committee of Life Insurance Costs 1970 – Report of the Joint Special Committee on Life Insurance Costs – (p720-748) – 29p Report to American Life Convention, Institute of Life Insurance, Life Insurance Association of America 1973 — GOV (Senate) – The Life Insurance Industry – 4 parts – Senator Hart – Part…

Start – Cost of Insurance Birny Birnbaum – (CEJ): I think this can be done in a fairly transparent way. The same way that you can do a …even easier than what you can do with a Surrender Charge. So, for example, if there’s a Cost of Insurance charge, what’s the initial “Cost of Insurance…

COI – Cost of Insurance Until the buyer understands how the product works, attempts to compare price are essentially meaningless. 1972 – SOA – Life Insurance and the Buyer by Anna Rappaport, Society of Actuaries – 2p-Article Maybe we can jiggle a bit with our cost of insurance rates. — MichaeI R. Tuohy, [Bonk: Tillinghast] 1985 -…

Life Cost Comparison Working Group – NAIC Research Projects Research project 12: The Manipulation Issue, E J. Moorhead – <WishList> Life Insurance Cost Comparison (C3) Task Force The purpose of revising the preliminary draft is to produce a buyers guide which contains the same general concepts as those contained in the preliminary draft but in…

Cost Indices Subgroup – (A) – NAIC Cost Indices Subgroup (A) of the Life Disclosure (A) Working Group 1996-3v2, NAIC Proceedings 917 – 3. Appropriate Use of Cost Indices in Sales of Life Insurance Mr. [Tom] Foley said a subgroup had considered whether there was one cost index that would add to a consumer’s ability…

Cost of Insurance Maybe we can jiggle a bit with our cost of insurance rates. — Michael R. Tuohy 1985 – SOA -Variable Life Insurnce in Canada and the United States, Society of Actuaries – 24p SOA – Agent – I didn’t know Costs Came Out Commissioner Lyons reported that the working group feels strongly…

Tabular Cost of Insurance Tabular Cost of Insurance means the net single premium at the beginning of a policy year for one-year term insurance in the amount of the guaranteed death benefit in that policy year. ftp://www.ilga.gov/jcar/admincode/050/050014090000300R.html

Cost Structure The key to our proof was to bundle the product back up and to look at the guaranteed future benefits. When we did this, we made some interesting discoveries. Perhaps the most important was that the role of the account value and mortality and interest guarantees to define what the policy’s guaranteed death…

Charges 198x – NAIC LIBG – ACLI = Scribe, vs 199x NAIC LIBG – Cude, Kite, Regulators = Scribes Legal Cases Walker vs LSW Per Thousand NAIC – Universal Life Model Regulation (MDL-585) – (p4) The benefit charges shall include the charges made for mortality and any charges made for riders or supplementary benefits for…