Country – Page 2 – [BonkNote]

South Africa legacy.actuarialsociety.org.za/Professionalresources/Pastpresentations/20002005.aspx McDougall M, 2001, Jaguars and Jalopies: A perspective on the role of actuaries in individual life risk business, Convention 2001, Actuarial Society of South Africa ABSTRACT Universal life policies were introduced to South Africa in the 1980s. The policies were designed to give the customer increased flexibility but, due to the leveraged…

New Zealand fma.govt.nz/ – Financial Markets Authority 2019 01- Life Insurer Conduct and Culture Findings from an FMA and RBNZ review of conduct and culture in New Zealand life insurers – Financial Markets Authority- 38p Product mix Life insurance products sold in New Zealand are quite different from much of the rest of the world.…

Japan GIAJ – General Insurance Association of Japan 1990 – GOV (JEC) – Japan’s Economic Challenge – Study [PDF-537p-archive.org, Video?] ->Not on govinfo.org Portfolio Investment Japan’s main securities investors are life insurance companies, banks, and other major financial institutions.27 (p197) Japanese foreign investment in the United States has taken two distinct forms: portfolio investments of…

Ghana Universal Life products continue to be the main product line within the Life sector. https://nicgh.org/wp-content/uploads/2020/10/2019-NIC-Annual-Report.pdf

Australia actuaries.asn.au/Library/Education/Research/Transactions/1991/tiaa1990.pdf AJAP – The Australian Journal of Actuarial Practice 2015 – AJAP, Australian Journal of Actuarial Practice, Volume 3 – 120p (p71-91) – Repercussions: The Impact of the AIG Bailout on it’s Insurance Subsidiaries by Shauna Ferris APRA – Australian Prudential Regulation Authority Prudential apra.gov.au ASIC – Australian Securities and Investments Commission Market Conduct asic.gov.au/…

UK – United Kingdom UK – Parliament which.co.uk – Consumers Association 2004 05 – Consumers Association to Parliament – [link] 38. Life insurance products are particularly problematic. HM Treasury gov.uk/government/organisations/hm-treasury 2023 – – Introducing an Insurer Resolution Regime: Government Response to Consultation gov.uk/government/consultations/insurer-resolution-regime-consultation 1981 12 – SOA – Universal Life in the U.K.?, by Seamus…

Canada George R. Dinney 1981 – SOA – Who Conceived this Instrument?, by EJM, Ernest J. Moorhead (Jack), The Actuary, Society of Actuaries – 2p [Universal Life Insurance] Subject to responsibility being accepted (and documented) by somebody else, we hold that the father is George R. Dinney, and the place of conception Winnipeg, Canada. CCIR – Canadian Council of Insurance…

EU – European Union ECB – European Central Bank European Banking Authority EIOPA – European Insurance and Occupational Pensions Authority ESMA – European Securities and Markets Authority is an independent EU authority that protects the stability of the EU’s financial system. – esma.europa.eu/ ESRB – European Systemic Risk Board European Commission proposes laws, makes sure EU…

China Universal Life – China …why has the sailing been smooth for mature products similar to universal life insurance abroad, while in China things have been so turbulent? (p57) 2017 0623 – IMF – Strengthening Financial and Exchange Rate Frameworks – 230p – [Link to Download page -> Conference ebook] China Insurance Regulatory Commission (CIRC)…