Dot – Questions AIG – Securities Lending 2008 0912 – FCIC – 2008-09-12 Alejandro LaTorre Email to Geithner et al re Update on AIG – 2p Outside of the holding co., the insurance subs have about $68B in securities lending liabilities to the 12 largest firms. Program is managed by the holding company (AIG Financial Products). Securities…

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Dots – The Life Insurance Business Changed 2008 1007 – GOV (House) – The Causes and Effects of the AIG Bailout- AIG Bailout Oversight Hearing, Panel 1 – [PDF-171p, VIDEO-CSPAN] (p54) – 1:34 – 1:41 – Bruce Braley (D-IA): Mr. Dinallo, I want to start with you. Twenty-five years ago, I was a research assistant to Professor…

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Dots – Solvency The concern was not just with the “twisting” replacements, but was the impact of justified replacements on the solvency of replaced companies. 1982-2, NAIC Proceedings

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Dots – Policyholder Runs No Runs on Life Insurance Run – Examples 2015 DOC 100-4 – Transcript MetLife/FSOC Meeting 2014 11 03 – 190p – (p18) Destabilizing runs have not and will not occur in the insurance industry, for the reasons I just mentioned. So, my point there isn’t that an insurance can’t fail. My point is…

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Dots – Unfair and Deceptive Deceptive One of the problems is that the notion of what is unfair and deceptive is not objective. 2010 0331 – FCIC – Interview of Alan Greenspan, Former Chairman of the Federal Reserve Board – 12p  ul – semantics- soa EF Hutton ad graph – Same Benefits [Mortgages vs Life…

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Dots – Index ABCDEFGHIJKLMNOPQRSTUVWXYZ A AIG – Can’t Say Back to top D Dots Dots – Add – What happened First AIGFP or AIGSL? Dots – AIG Dots – AIG – Damage to Economy Dots – AIG – Federal Reserve (FRB) – Department of Treasury (DOTT) Dots – AIG – GICS Dots – AIG –…

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Questioning the Solvency of an Insurance Company 1989 0501 – National Press Club / CSPAN – Where Was the Press During the S&L Crisis? – [link] Jim Leach – (House-R-IA: 1977-2007) Bean – Vaughan Dinallo 1991 – GOV – Insurance Insovenc – Baldwin United – Insurance Commissioners 199x – GOV – Executive Life – Siegerman.  199x – GOV…

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Dots – Overview Kanjorski Market Moving – Warren SOA – Inforce Illustrations – Don’t want to find out – Future Shock 1991 – GOV – Solvenc -Baldwin United – Regulators Greenspan- FCIC – MFR – Congress – Lawsuits FSOC AIG – DOT COP – Congressional Oversight Panel Mr. Birnbaum said the actuaries are limited in…

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Dots – Life Insurance Policies NAIC recent Working Groups, past Working groups LIBG Hager Form NAIC 1970;s – 21 Different Attempts Costs, Mechanics, Cash Flow SOA Complexities begin – An Plan Then how do ou… Daniel Schwarcz (Law Professor) – The failure of State regulators to provide consumers with sufficient information extends to life insurance…

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Dots – Life Insurance as Retirement Plan – LIRP Book – LIRP MetLife PBS 199x – GOV – Single Premium Life Insurance? 1985 – GOV – Beck Dinney – Life Insurance as a game In its June 7, 1994 Consent Order #94-102, the NJDBI cited N.J.S.A. 17B:30-3 and N.J.A.C. 11:2-23.4 and subsequently fined MetLife $965,555…

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