Policy – Page 2 – [BonkNote]

Dots – Policyholder Runs No Runs on Life Insurance Run – Examples 2015 DOC 100-4 – Transcript MetLife/FSOC Meeting 2014 11 03 – 190p – (p18) Destabilizing runs have not and will not occur in the insurance industry, for the reasons I just mentioned. So, my point there isn’t that an insurance can’t fail. My point is…

Solutions – Policyholder Expectations If we are going to have a group of consumers of our products who are satisfied with what they get, we have to meet their expectations. Obviously, there are two adjustment points whereby that can be accomplished. One is that you can change the outcome to match the expectations. The other…

Problem – Policyholder Expectations The most obvious is if we fail policyholder expectations, we may have policyholder suits. — Larry R. Robinson, Chairman of the ACLI Subcommittee on Cost Comparisons 1988 – SOA – Actuarial Opinion on Non-Guaranteed Elements, Society of Actuaries – 12p Blumenthal v New York Life – Deposition – Pay Premium What I noticed…