Deceptive Sales Practices Deceptive Mis-selling …  Joseph M. Belth, who taught insurance for many years at Indiana University and publishes the Insurance Forum, a consumer oriented newsletter.  “This is an industry in which various forms of deceptive practices flourish, and the regulators have not done anything about it. Whether this inaction is because they don’t…

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MDL-1102 – Sun Life Assurance Company of Canada Sales Practices Litigation MDL-1102 – LC – IN RE: Sun Life Assurance Company of Canada Sales Practices Litigation Document 92 – Opinion – 9p 1995 – LC – Civ. No. 2:95-05723 (WJM) Opinion – 9p re: Dorothy S. Curhan v. Sun Life Financial,Opinion (after Main Case) – Document 92 – Filed: 07/02/13…

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MDL-1091 – IN RE: Metropolitan Life Insurance Company Sales Practices Litigation Special Committee on Metropolitan Life – NAIC MDL-1091 – IN RE: Metropolitan Life Insurance Company Sales Practices Litigation  —  [BonkNote] 1995 1005 – 2007 0607 Ambrose, Donetta W. PAW 1999 1228 – LC – MDL-1091 – Metropolitan Life – Final Order Approving Class Action Settlement – 19p In its…

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1979 0524 – GOV (Senate) – Cost Disclosure in Life Insurance, Senator Metzenbaum (D-OH) 1979 0524 – GOV (Senate) – Cost Disclosure in Life Insurance, Howard Metzenbaum (D-OH)  —  [BonkNote] [PDF-279p-GooglePlay]  Senate – Committee on the Judiciary – Subcommittee on Antitrust, Monopoly and Business Rights (p1) – Opening Statement of Senator Metzenbaum Today the Subcommittee…

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Evaluation Life Insurance Cost Disclosure Task Force – NAIC Model Regulation for Partial Endowment type (Deposit Term) – 1980-2, NAIC Proceeedings      Ms. Edwards reported that the task force recommended the adoption by the (C3) Subcommittee of the Model Regulation for Partial Endowment type (Deposit Term) policies which was circulated in December, 1979, as an…

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Task Force on Life Insurance Disclosure System – LIDS – NAIC Task Force on Life Insurance Disclosure System – LIDS – NAIC  —  [BonkNote] 1981-1, NAIC Proceedings – Task Force on Life Insurance Disclosure System – LIDS – NAIC  —  [BonkNote]  This section will describe the life insurance disclosure system (LIDS) which the task force…

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Post-Sale Disclosure The life insurance disclosure movement has focused almost entirely on point-of-sale disclosure, to the virtual exclusion of post-sale disclosure. Life insurance companies are therefore under pressure to provide attractive point-of-sale information. Some of the methods used to achieve this objective adversely affect long-time policyholders. Emphasis should be placed on the need for post-sale…

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Life Insurance as Savings “If it’s a savings account, why do you pay interest on it when you borrow?” asked Blake Newton, president of the American Council of Life Insurance. “Why is it extinguished when you die?” 1979 0930 – NYT – The Appeal of Life Insurance Fades, But Most Families Still Buy It, By…

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ILIT – Irrevocable Life Insurance Trusts 2009 – LC – Marvin A. Address v. Robert Millstone  No. 2486, September Term 2009, filed November 21, 2012. Opinion by Krauser, C.J. – 27p 2013 02 – Amicus Curiarum, VOLUME 30, ISSUE 2, A Publication of the Office of the State Reporter – Marvin A. Address v. Robert Millstone…

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