1978 12 – GOV (House – Report) – Life Insurance Marketing and Cost Disclosure Report: Together with Dissenting Views, John Moss (D-CA) 1978 12 – GOV (House – Report) – Life Insurance Marketing and Cost Disclosure Report Together with Dissenting Views, John Moss (D-CA)  —  [BonkNote] [PDF-106p-GooglePlay] 1978 0807, 0814 and 0815 – GOV (House) -…

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1991-1992 – SOA – Final Report* of the Task Force for Research on Life Insurance Sales Illustrations, Society of Actuaries – 142p 1991-1992 – SOA – Final Report* of the Task Force for Research on Life Insurance Sales Illustrations, Society of Actuaries  —  [BonkNote]  —  142p Appendix II – Illustration Examples *Opinions expressed herein are…

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Sales of Insurance Companies / Blocks of Business National Financial of Waco was attracted to the $63.8 million block of policies that included the Eplands’ because Texas regulations allowed the company to reduce the reserves needed to cover claims arising from those policies by $18 million, a stroke of accounting magic that created more than…

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72t – Substantially Equal Periodic Payments – IRC – Internal Revenue Code 2007 0910 – FINRA – Remarks at the SEC Seniors Summit, Mary L. Schapiro, Chief Executive Officer – [link] The second new sweep targets deceptive early retirement seminars, often relying on IRS Regulation 72t, which permits early withdrawal from a retirement account without the…

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Life Insurance as IRA’s (p19) – Senator Wayne ALLARD (R-CO). The other thing, when they came in and marketed, I assume they approached the soldiers pretty much as this was a savings mechanism, a financial investment. Was this in relation to IRA accounts or was it Keogh plans, or how were they structuring the sales…

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Financed Premiums 2011 0629 – Forbes – Wild Pitch, by Deborah L. Jacobs – [link] Merill Lynch, Pacific Life, Minnesota Mutual [Lawsuits] 2024 0418 – The Granddaddy of All Premium Finance Litigation, by Larry J. Rybka, Chairman and CEO at Valmark Financial Group – [link] Stephen C. Baker recently posted about a mega premium finance case…

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Military Sales Working Group – (EX) – NAIC Military Sales Working Group – (EX) – NAIC Military 2005-3, NAIC Proceedings – (2005 0922) –  Life Insurance and Annuities (A) Committee (p115) – Commissioner Voss said an issue has come up to the Market Analysis (D) Working Group about some products being offered that are a…

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2005 – GAO – Financial Product Sales: Actions Needed to Better Protect Military Members – 88p 2005 – GAO – Financial Product Sales: Actions Needed to Better Protect Military Members, gao-06-23  —  [BonkNote]   —   88p  —  [link] Richard J. Hillman – Managing Director, Financial Markets and Community Investment (p23) –  In addition to efforts by insurance regulators, law…

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